To join the credit union you must open a Share Savings Account. This is your share in the credit union. Deposit $30.00 in this account, which includes a $5.00 non-refundable membership fee and a $25.00 initial deposit into your account, and you're immediately eligible for the many benefits of membership.

Once you become a credit union member, you can invite your family members to join, call for information.

Ready to apply?
You can use this application to join the credit union now or, if you are already a member, give copies to your family so they can enjoy the benefits of membership, too!

Don't Keep This Secret!
You know all about the benefits of credit union membership - low rates on loans, high yields on savings, 24/7 convenience and great member service. But please don't keep them to yourself. Share our financial 'secret' with your family and co-workers so they can start enjoying the benefits too!

Refer A Member, Earn Up To $1,000 In Rewards!†

Credit union membership has its rewards. Now is the time to share these rewards with your family and co-workers! They'll enjoy our low loan rates, high returns on savings, and time-saving convenience services.

Print the required referral coupon below to get started. This sweepstakes is being held all year long. There is no limit to the number of members you can refer. You must return your scratch-offs by December 10, 2010! For each member you refer who joins E&G EFCU and signs up for an account with Direct Deposit or Payroll Deduction, you could both win up to $50 with our scratch-off coupons. You will each get an additional scratch-off when your referral opens a checking account and another when your referral closes on a loan. Plus, each scratch-off will be entered into our $1,000 drawing!

†Prize will be deposited into your account when the referred member joins and signs up for Direct Deposit or Payroll Deduction within 30 days and after first payroll deduction or direct deposit occurs. An additional entry is provided if the referred member signs up for checking within 60 days and/or if the referred member closes on a loan within 90 days of joining the credit union. Referral forms can be found below - have your referral complete one and return it to the credit union at his or her convenience. Drawing will be held December 20, 2010.