Loan Rates
Revised 05/09

Loan Type APR*
Signature  
12 Months 6.99%
36 Months 7.99%
84 Months 8.99%
   
Debt Consolidation  
36 Months 9.25%
84 Months 9.50%
   
New Vehicle  
36 Months (100% Financing) 5.25%
48 Months (100% Financing) 5.75%
60 Months (100% Financing) 5.99%
84 Months (100% Financing) 6.99%
36 Months (80% Financing) 4.99%
48 Months (80% Financing) 5.50%
60 Months (80% Financing) 5.75%
72 Months (80% Financing) 6.50%
84 Months (80% Financing) 6.75%
   
Used Vehicle  
60 Months (100% Financing) 6.99%
60 Months (80% Financing) 5.99%
   
Share Secured  
60 Months 4.99%
   
Overdraft Protection 13.50%
   
VISA® Credit Card  
Purchases 12.00%
Cash Advances 13.50%

*APR=Annual Percentage Rate.
APY=Annual Percentage Yield.
All rates subject to change. Please call the credit union for most current rates.
**Minimum balance requirements.

Savings Rates
Revised 07/09

Account Type APR* APY*
Share Savings    
$0.00 – $499.99 0.25% 0.25%
$500 And Up 0.50% 0.50%
     
Share Draft/Checking** 0.25% 0.25%
     
Money Market Account** 1.45% 1.46%
     
Individual Retirement Accounts (IRAs)    
Traditional IRA Savings 1.00% 1.00%
     
Share Certificate**    
6-11 Months 1.80% 1.80%
12-23 Months 2.00% 2.00%
24-36 Months 2.50% 2.50%
     
IRA Certificate    
12-23 Months 2.50% 2.50%
24-36 Months 3.00% 3.00%
     
Market Index Certificate Call CU for current offering.

*APR=Annual Percentage Rate.
APY=Annual Percentage Yield.
All rates subject to change. Please call the credit union for most current rates.
**Minimum balance requirements.

 
     
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency