Loan Rates

Revised 05/09

Loan Type	APR*
Signature
12 Months	6.99%
36 Months	7.99%
84 Months	8.99%

Debt Consolidation
36 Months	9.25%
84 Months	9.50%

New Vehicle
36 Months (100% Financing)	5.25%
48 Months (100% Financing)	5.75%
60 Months (100% Financing)	5.99%
84 Months (100% Financing)	6.99%
36 Months (80% Financing)	4.99%
48 Months (80% Financing)	5.50%
60 Months (80% Financing)	5.75%
72 Months (80% Financing)	6.50%
84 Months (80% Financing)	6.75%

Used Vehicle
60 Months (100% Financing)	6.99%
60 Months (80% Financing)	5.99%

Share Secured
60 Months	4.99%

Overdraft Protection	13.50%

VISA® Credit Card
Purchases	12.00%
Cash Advances	13.50%

*APR=Annual Percentage Rate.
APY=Annual Percentage Yield.
All rates subject to change. Please call the credit union for most current rates.
**Minimum balance requirements.

Savings Rates

Revised 06/21/10

Account Type	APR*	APY*
Share Savings
$0.00 – $499.99	0.15%	0.15%
$500 And Up	0.40%	0.40%

Share Draft/Checking
$0.00 – $999.99	0.00%	0.00%
$1,000 And Up	0.15%	0.15%

Money Market Account ($2,500 minimum balance)	1.00%	1.00%

Individual Retirement Accounts (IRAs)
Traditional IRA Savings	1.00%	1.00%

Share Certificate ($500 Minimum Balance)
6-11 Months	1.20%	1.20%
12-23 Months	1.40%	1.40%
24-36 Months	2.00%	2.00%

IRA Certificate
12-23 Months	2.00%	2.00%
24-36 Months	2.45%	2.45%

*APR=Annual Percentage Rate.
APY=Annual Percentage Yield.
All rates subject to change. Please call the credit union for most current rates.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency