Loan Rates

Revised 08/1/2011

Loan Type		APR*
Signature (Borrow up to $30,000)
Terms up to 84 Months		As Low As 7.99%^††
Debt Consolidation (Borrow up to $30,000)
Terms up to 84 Months		As Low As 9.99%^††
New Vehicle Loans (Borrow up to 120% LTV-Maximum of $50,000)
Terms up to 84 Months (80% Financing)		As Low As 3.99%^††
Terms up to 84 Months (120% Financing)		As Low As 4.99%^††
Used Vehicle Loans (Borrow up to 100% LTV-Maximum of $50,000)
Terms up to 72 Months (80% Financing)		As Low As 4.49%^††
Terms up to 72 Months (100% Financing)		As Low As 5.49%^††
Share Secured (No Limit on Amount)
60 Months		As Low As 3.99%
Overdraft Protection (Maximum Line of $5,000)		As Low As 10.25%^††
VISA® Credit Card
Visa Premier Purchases (Max. Limit of $15,000)		As Low As 8.75%
Visa Premier w/ScoreCard Rewards† (Max. Limit of $15,000)		As Low As 8.75%
Visa Classic Purchases (Max. Limit of $10,000)		As Low As 12.00%
Visa Credit Builder (Max. Limit of $2,500)		As Low As 15.75%

*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
** Qualification for Visa card option is based on member’s credit and the choice is determined after evaluation of credit and approval of member’s application. All rates subject to change. Please call the credit union for most current rates.
†Visa Premier with ScoreCard Rewards has an annual fee of $30.00 per year.
†† Rates are based on a members credit. The rate you qualify for may be higher than the low as rates indicated above.

Savings Rates

Revised 08/23/11

Account Type	APR*	APY*
Share Savings
$0.00 – $499.99	0.15%	0.15%
$500 And Up	0.25%	0.25%
Share Draft/Checking
$0.00 – $999.99	0.00%	0.00%
$1,000 And Up	0.15%	0.15%
Money Market Account ($2,500 minimum balance)	0.50%	0.50%
Individual Retirement Accounts (IRAs)
Traditional IRA Savings	0.50%	0.50%
Share Certificate ($500 Minimum Balance)
6-11 Months	0.65%	0.65%
12-23 Months	0.95%	0.95%
24-36 Months	1.45%	1.45%
IRA Certificate
12-23 Months	1.45%	1.45%
24-36 Months	1.90%	1.90%

*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency