We’ve Got Your Back This Holiday Season!

We know the holidays cost a little more every year — and we know you.

That’s why we’ve crafted these financing solutions to help you save. Each option has its unique benefits for added flexibility. Rates are low, so monthly payments are easier to manage. 

This year, there’s no reason to rely on high-rate department store or bank cards. And you don’t have to worry about coming up short when spreading holiday cheer.  

Buy anything. Shop anywhere!

  • Holiday Loans:

7% APR*

Borrow $700  

Repay in 12 months 

You can use the funds for anything, such as gifts or travel, or to pay off other bills. This offer is your best deal for holiday needs!

Prefer a low-cost credit card? Choose from four options with rates as low as 8.75% APR*:  

  •  This is our lowest possible fixed-rate credit card for members with excellent credit.  
  • This card has the same benefits as our Premier Card, plus members earn points for gifts and travel.
  • Platinum Visa® Classic: A low fixed-rate, no-gimmicks credit card with a great rate. This is a solid choice if you tend to carry a balance.
  • Platinum Visa® Credit Builder: This card is perfect for those starting out or looking to rebuild their credit.  

Once approved, we’ll provide the E&G EFCU Platinum Visa® Credit Card that’s right for you. With our low fixed rates and worldwide acceptance, it will be the only card you’ll want to carry this holiday season!

Apply today:

Click here or call 914-946-6200. We’ll have an answer to you right away! If you decide on the credit card option, you’ll have it delivered in plenty of time for the holidays.   

* APR = Annual Percentage Rate. All rates are subject to change. Qualification rate is based on member’s credit and is determined by E&G Employees FCU after evaluation of credit and approval of member’s application. The rate you qualify for may be higher than the low as rates indicated. All rates subject to change. Other restrictions may apply. Ask for details.