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A Share Certificate at E&G works just like a certificate of deposit (CD) at other banking institutions. You deposit a set amount (minimum of $500) into the account and the money is held for the term of the certificate. Share certificates, because they are restricted for a specific term, offer higher dividend rates than other saving account types. These certificates offer terms from 6 months to 3 years as illustrated below. The longer the term the higher the dividend* offered.

  • 6-11 Month Term
  • 12-23 Month Term
  • 24-36 Month Term

*Current rates are available here