We’ve Got Your Back This Holiday Season!

We’ve Got Your Back This Holiday Season!

We know the holidays cost a little more every year — and we know you.

That’s why we’ve crafted these financing solutions to help you save. Each option has its unique benefits for added flexibility. Rates are low, so monthly payments are easier to manage. 

This year, there’s no reason to rely on high-rate department store or bank cards. And you don’t have to worry about coming up short when spreading holiday cheer.  

Buy anything. Shop anywhere!

  • Holiday Loans:

7% APR*

Borrow $700  

Repay in 12 months 

You can use the funds for anything, such as gifts or travel, or to pay off other bills. This offer is your best deal for holiday needs!

Prefer a low-cost credit card? Choose from four options with rates as low as 8.75% APR*:  

  •  This is our lowest possible fixed-rate credit card for members with excellent credit.  
  • This card has the same benefits as our Premier Card, plus members earn points for gifts and travel.
  • Platinum Visa® Classic: A low fixed-rate, no-gimmicks credit card with a great rate. This is a solid choice if you tend to carry a balance.
  • Platinum Visa® Credit Builder: This card is perfect for those starting out or looking to rebuild their credit.  

Once approved, we’ll provide the E&G EFCU Platinum Visa® Credit Card that’s right for you. With our low fixed rates and worldwide acceptance, it will be the only card you’ll want to carry this holiday season!

Apply today:

Click here or call 914-946-6200. We’ll have an answer to you right away! If you decide on the credit card option, you’ll have it delivered in plenty of time for the holidays.   

* APR = Annual Percentage Rate. All rates are subject to change. Qualification rate is based on member’s credit and is determined by E&G Employees FCU after evaluation of credit and approval of member’s application. The rate you qualify for may be higher than the low as rates indicated. All rates subject to change. Other restrictions may apply. Ask for details.

Introducing GrooveCar


As an E&G Employees Federal Credit Union member, we want you to save money on your next car purchase. That’s why we’ve launched GrooveCar, your FREE online auto buying resource!

Using your laptop, tablet, or phone, GrooveCar lets you conveniently shop for a new car online. The site is packed with car information so that you can compare features, pricing, add-ons, mileage, MSRP, and dealer availability. You can also see essential safety ratings and customer reviews. When you do your research ahead of time, you can make honest comparisons, weigh each vehicle’s pros and cons, and not be rushed into a decision.

Once you’ve found the right car, GrooveCar can help you review financing options — including rates, payments, and terms. With just a few keystrokes, see how payments vary based on term and overall vehicle price. You’ll also feel secure knowing you’ve made the right choice when it comes to the loan!

Steps to get started:


Browse by type of vehicle for sale: Sedan, Hatchback, Mini Van, Coupe, SUV, and more…Also, view our car-buying articles, which offer a little of everything for the new car buyer or auto enthusiast.

  • View new and pre-owned car values.

Sort your list by make and model, mileage, price, and monthly payment. You can also keep track of the vehicles you’ve saved for easy reference. When you’re not rushed, GrooveCar is an easy and relaxing way to shop! Consider the examples below.


Access the profile of thousands of pre-owned vehicles right from your screen. Review the models you’re interested in and narrow down your choices. 

For example:

2019 Acura TLX, V6 4dr Sedan w/Advance Package


Mileage: 9,963

Color (EXT): Platinum White Pearl

Stock #: A1910021

VIN: 19UUB2F84KA001073

Vehicle Type: Luxury Compact Sedan

Engine: 3.5L V6

Horsepower: 290hp

Torque: 267ft. lbs.


Fresh off last year’s comprehensive redesign, for 2019 Acura expands its increasingly popular sport appearance package — the V6-powered TLX A-Spec — to include 2.4-liter TLX models. A-Spec adds a sporty character to the 2019 TLX by way of exclusive design elements inside and out, starting with a matte-black diamond pentagon grille surrounded by a dark chrome border, an aggressive lower front fascia with a broad center air opening flanked by round LED fog lights, and a dark appearance for the signature Jewel Eye LED headlights…


Simply enter the make and model to get started on your search! You can build the vehicle you want with the body style, various features, and trim. See how the features you impact the price and look of the car.

For example:

2020 Dodge Charger, AWD SXT 4dr Sedan


Color (INT): Black

Stock #: D7648

VIN: 2C3CDXJG0LH105082

Vehicle Type: Sport Large Sedan


New for 2020, the Dodge Charger SRT Hellcat Widebody — the most powerful and fastest mass-produced sedan in both the world and the Charger lineup — has 707 horsepower, a 0-60 time of 3.6 seconds, and 0.96 g on the skid pad. The Dodge Charger lineup has six distinct models that offer a range of performance and powertrain options for every modern muscle-car customer. The lineup ranges from the efficient V-6 power of the Charger GT RWD performance model and the all-wheel-drive capability of the SXT AWD to the unrivaled performance of the 707-horsepower Charger SRT Hellcat Widebody and the limited-production 717-horsepower Daytona 50th Anniversary Edition…

  • Locate a dealer.

You can choose a dealer from virtually any location — from close to home (i.e., within 25 miles) or anywhere nationwide. You can also connect with any listed dealer right from the site.

  • Obtain CarFax® reports.

These offer invaluable information on a preowned vehicle’s safety record. They’re free as part of GrooveCar.

  • Get a loan.

Here, you can compare your financing options available. Look at your monthly payments, see how a down payment or trade-in impacts your cost and payment, get pre-approved for the financing, or investigate refinancing opportunities for a current vehicle you own.

  • Get affordable insurance coverage.

Choose from an array of insurance products, including TruStage car insurance, which offers valuable insurance at discounted rates.

GrooveCar will help you find the perfect car!

Call us at 914-946-6200 to learn more or go to our GrooveCar site. You can start building your car wish-list right now. You’ll appreciate knowing you found the right car and made the right decision! 

Great New Loan Rates!

Great New Auto Loan Rates

New Lower Auto Loan Rates Lower Auto Rates for Members

We have lowered our Auto Loan rates to the lowest rates in a decade.

We truly value your membership and hope you will consider us first
when financing your next vehicle.

New Vehicles: 

Borrow 100% for up to 84 months at a rate as low as 2.49%*

Used Vehicles:

Borrow 80% for up to 72 months at a rate as low as 2.49%*

Check Out All Our Low Rates
Take an Additional 0.25% Off Most of Our Loans
E&G appreciates the relationship with you, our members. 

In appreciation, we will take an additional 0.25% off any rate you qualify for, when you have checking, Direct Deposit and sign up for Automatic Payments on your loan. 

Please note, mortgages, Visa credit card accounts and Lines of
Credit are excluded.
*All loan rates are based upon member’s credit worthiness at the time of application. Low as rates shown above assume the lowest available rate. Your actual rate may differ from the rates illustrated here. Mortgage loans, Visa and LOC accounts are excluded from the 0.25% relationship discount. All
rates are subject to change without notice.

See www.egefcu.com/ loans/loan-rates/ or call us at (914) 946-6200
for our most current rates.


E-Statements Fast, Easy & Safe


An e-statement is the best option for members to review their regular Image of laptop computerstatements. This free service lets you view your statement from the moment they become available, usually the 1st of the month. Plus, e-statements are much safer since they cannot be stolen from your mailbox or get lost in the mail. This also saves you filing space, since the system will archive up to 18 statements, allowing you to look back to older statements when you need to.

To sign up for e-statements, you must be enrolled in home banking system. you will need to log into home banking, click on “Your preferences”. Then click on “e-statement selection” and choose “Electronic”. Click yes to save settings and you are all set.

If you choose to continue with paper statements, a $2.00 paper statement fee will be assessed for each statement. the $2.00 fee will be deducted from the primary share account.

*$2.00 Paper Statement Fee will be assessed each statement starting in September 2017 for members who are over 18 and under 65 years of age and are receiving paper statements.

Home Banking Instructions & Enrollment

E-Statements Information and Enrollment

Volunteers Needed! Can You Help Us Help You?


E&G Employees FCU is looking for volunteers willing to share their wisdom and leadership skills, by becoming a member of our volunteer board of directors or part of our supervisory committee. The board of directors, in consensus with our management team, helps to steer the direction of the credit union. The supervisory committee helps insure that members receive the very best in service. The time commitment for a board of director position is about 3-4 hours a month and the supervisory committee is about 1 hour per month.

Please consider helping us help you!

If interested please call us at (914) 946-6200 or email us at [email protected]TODAY!