We work hard to offer our members the best rates possible on loans. The rate a member receives is determined by a couple of factors:
- A member’s credit history will have the biggest impact on the rate we can offer. The better your credit the lower the rate that we can offer.
- The type of loan product a member is seeking, also has an effect. New auto loans have a much lower rate than a personal loan.
- In the case of an Auto loan, your rate is also affected by the amount you put down on your vehicle. If you borrow 80% or less of the vehicle’s value, your rate will be 1% less than if you borrow more than 80% of the vehicle’s value.
- CLICK HERE TO SEE OUR LOAN RATES