What would my rate be for a loan?

We work hard to offer our members the best rates possible on loans. The rate a member receives is determined by a couple of factors:

  1. A member’s credit history will have the biggest impact on the rate we can offer. The better your credit the lower the rate that we can offer.
  2. The type of loan product a member is seeking, also has an effect. New auto loans have a much lower rate than a personal loan.
  3. In the case of an Auto loan, your rate is also affected by the amount you put down on your vehicle. If you borrow 80% or less of the vehicle’s value, your rate will be 1% less than if you borrow more than 80% of the vehicle’s value.

Do you offer Mortgages or Home Equity Loans?

Yes, we do offer mortgages to members in partnership with Owners Choice Funding. Through this cooperative we offer members very competitive rates to buy a new home or refinance an existing mortgage. CLICK HERE FOR RATES OR TO APPLY

Unfortunately, we do not currently offer Home Equity Loan products for our members.