Everyone may occasionally overdraft their checking account. We will automatically transfer enough to cover your overdraft from your savings account. There is a $3.00 charge for each occurrence.
You may also open an overdraft line of credit to cover overdrafts from your account. An application and an approved line of credit is required.
If there is insufficient funds in your savings to cover overdraft and you don’t have an overdraft line of credit then the following may happen:
a) Overdraft is paid (at discretion of the credit union) and member will pay a fee of $30.00 per occurrence.
b) Draft is returned for insufficient funds and member will pay a fee of $25.00 per occurrence.