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We work hard to offer our members the best rates possible on loans. The rate a member receives is determined by a couple of factors:

  1. A member’s credit history will have the biggest impact on the rate we can offer. The better your credit the lower the rate that we can offer.
  2. The type of loan product a member is seeking, also has an effect. New auto loans have a much lower rate than a personal loan.
  3. In the case of an Auto loan, your rate is also affected by the amount you put down on your vehicle. If you borrow 80% or less of the vehicle’s value, your rate will be 1% less than if you borrow more than 80% of the vehicle’s value.
  4. CLICK HERE TO SEE OUR LOAN RATES
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