Car, house and bag of money

It truly pays to belong to E&G EFCU — especially when you are considering a loan. In addition to offering lower rates than most banks, our personal service and undivided attention to your needs is why thousands of credit union members trust us for all of their lending needs.

There is never a prepayment penalty. You can also make your loan payments automatically using payroll deduction. Just one more way E&G EFCU makes managing your finances easy and convenient!

Need Extra Cash?

Skip 1 payment on an eligible loan. You may choose to skip either the July, August or September loan payment. Eligible loans for this offer are Auto loans, Personal loans, Debit Consolidation loans or Share Secured loans. There is a $20 fee for each skipped payment.

All requests to skip a payment must be approved by the loan department. By e-signing the application, you agree to amend the terms of your original agreement and to repay the entire unpaid balance and accrued interest. You also agree and understand that this agreement may increase or extend the maturity date for your loan by as much as sixty (60) days. To be eligible for this offer, all credit union accounts must be in good standing. Skip A Loan application must be received no later than the last day of the month prior to the payment you wish to skip (i.e. by June 30th for July payment). This offer IS NOT valid for mortgages, Visa or overdraft LOC.

Skip A Payment