Car, house and bag of money

E&G Employees FCU offers great rates and flexible terms for new and used cars, trucks, or SUVs. Borrow as much as $50,000* for a term of up to 84 months (seven years) on new vehicles, and up to 72 months (six years) on used vehicles. Plus, when you get pre-approved, you can shop for your new or used vehicle and may be able to take it home the same day.


  • Apply for your auto loan before you shop to get pre-approved
  • Once approved, find the car of your dreams with money-in-your-hand negotiating power
  • Fax the purchase agreement and insurance binder to credit union

Complete these three pre-approval steps by 12 noon Monday-Friday and you can pick up the check for your new car the very same day. Call credit union for details. ~

There are many advantages to financing your auto loan through E&G EFCU:

  • Low rates and low monthly payments
  • Flexible terms
  • New Car Rates As low as 3.99% APR**
  • Used Car Rates As Low As 4.49% APR**

~ Check availability may vary and excludes the days the credit union is closed due to observed holidays or is closed for any other reason.

* Maximum loan amount is determined by actual vehicle value and maximum dollar amount member qualifies for at loan approval.

**APR Indicates Annual Percentage Rate. All rates are subject to change. Rates are based on a member’s credit. The rate you qualify for may be higher than the low as rates indicated. These rates also assume an 80% or less, loan to value (20% down payment). Please call the credit union or click here for complete rate details.