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Loan Rates

Revised 6/10/2012

LOAN TYPE APR*

Signature (Borrow up to $30,000)

 

Terms up to 84 Months

As Low As 7.99%††

Debt Consolidation (Borrow up to $30,000)

 

Terms up to 84 Months

As Low As 9.99%††

New Vehicle Loans (Borrow up to 120% LTV-Maximum of $50,000)

 

Terms up to 84 Months (80% Financing)

As Low As 3.99%††

Terms up to 84 Months (120% Financing)

As Low As 4.99%††

Used Vehicle Loans (Borrow up to 100% LTV-Maximum of $50,000)

 

Terms up to 72 Months (80% Financing)

As Low As 4.49%††

Terms up to 72 Months (100% Financing)

As Low As 5.49%††

Share Secured (No Limit on Amount)

 

60 Months

As Low As 3.99%

Overdraft Protection (Maximum Line of $5,000)

As Low As 10.25%††

VISA® Credit Card

 

Visa® Premier Purchases (Max. Limit of $15,000)

As Low As 8.75%

Visa® Premier w/ScoreCard Rewards† (Max. Limit of $15,000)

As Low As 8.75%

Visa® Classic Purchases (Max. Limit of $10,000)

As Low As 12.00%

Visa® Credit Builder (Max. Limit of $2,500)

As Low As 15.75%

*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
** Qualification for Visa® card option is based on member†™s credit and the choice is determined after evaluation of credit and approval of member†™s application. All rates subject to change. Please call the credit union for most current rates.
†Visa Premier with ScoreCard Rewards has an annual fee of $30.00 per year.
††Rates are based on a members credit. The rate you qualify for may be higher  than the low as rates indicated above.

Savings Rates

Revised 3/21/2014

Account Type APR* APY*

Share Savings

   

$0.00 †“ $499.99

0.05%

0.05%

$500 And Up

0.15%

0.15%

Share Draft/Checking

   

$0.00 †“ $999.99

0.00%

0.00%

$1,000 And Up

0.05%

0.05%

Money Market Account

$2,500 - $24,999 balance

0.20%

0.20%

$25,000 minimum balance

0.30%

0.30%

Individual Retirement Accounts (IRAs)

   

Traditional IRA Savings

0.45%

0.45%

Share Certificate ($500 Minimum Balance)

   

6-11 Months

0.35%

0.35%

12-23 Months

0.55%

0.55%

24-36 Months

0.90%

0.90%

IRA Certificate

   

12-23 Months

0.90%

0.90%

24-36 Months

1.35%

1.35%

*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.


Educational & Governmental
Employees Federal Credit Union
333 N. Central Avenue
Hartsdale, N.Y. 10530
Hartsdale (914) 946-6200
Mt. Vernon (914) 664-2646 * info@egefcu.com

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